Utiba Vision
We give freedom to mobile subscribers to use their phones for work, rest and play, every day.

Utiba's Mission
Utiba mission is to create software that enables payments and mobile transactions to be executed, anytime, anywhere and for any amount, with simple and intuitive user experiences.

Utiba creates innovative software solutions for Mobile Operators and Financial Institutions. Sitting at the cross road between the Subscriber, Merchants and Banks, Utiba facilitates low value transactions across mobile networks. Our products include:

  U:Choose - Secure SMS based Retail distribution system for pre-paid top-up (to eliminate physical vouchers)  
  U:Share - Person to Person (P2P) transfer and on-selling of pre-paid value  
  U:Trust - Mobile commerce solutions using remote stored value (AirCash) as a new payments instrument  
  U:Bank - Mobile Banking and Business integration solutions for Mobile Operators and Financial Institutions  
  U:Offer - Strategic sales and marketing tool that enables Mobile Operators and Merchants to create exciting and fresh marketing bundles for Subscribers  
  U:Rewards - Loyalty programs that enable the Mobile Operator to engender stickiness between themselves and Subscribers, themselves and Merchants and between Merchants and Subscribers  

Utiba currently processes millions of transaction per day, providing cost savings and new revenue streams for Mobile Operators around the world. We have a deep understanding of the micro payments market and business requirements and our product portfolio is mature, flexible and scalable. As such, Utiba is the right partner to help Mobile Operators increase ARPU and Subscriber stickiness, launch new and exciting services and drive customer acquisition.

Utiba focuses on economies with lower GDP and high penetration of pre-paid subscribers. These economies are leading the charge in Mobile Commerce, often more progressive than the financially developed western countries. Utiba is driving the new payments revolution, with ground breaking implementations in the Philippines and India.

Utiba is privately held and was founded by Richard Matotek and Justin Ho in 2001. It comprises a strong management team with a long track record of experience in the prepaid / financial / retail industriesIT, Security, Telecommunications, Banking and Retail . Utiba has selected strategic global partners and distribution channels to facilitate its aggressive expansion into new markets, including Asia, Sub-continent, Eastern Europe and South America. With over 25 million subscribers using Utiba technology and over 500,000 merchants in our eco-systems, Utiba is a world leader in micro payments and distribution systems, growing rapidly as a de-factor technology for mobile transactions.