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Converging Payments – what’s next in Mobile Financial Services and Financial Inclusion

By Richard Matotek, Co-Founder and Co-CEO of Utiba. 18 months ago, we created a new business within Utiba called Converging Payments. This week marks a critical milestone as we publicly launch this strategy with the formal announcement of our partnership with MasterCard and participation in their Mobile Money Partnership, for which Utiba is the founding […]



Mobile money deployments in Latin America

By Jesus Luzardo, Executive Vice President of Sales, Utiba. Mobile money deployments in Latin America have been delayed compared to Africa and Asia Pacific, and clearly it is not due to a lack of mobile phone penetration which in many countries is well over 100%. The delay is due in part to a lack of […]



Payments as the Oxygen of our Economic Life

April 13, 2011 By Farhad M Madan, Utiba Sales Director, Europe We live and breathe oxygen every moment of our lives, yet how many of us consciously give too much thought to the process? All that we think about is living, running, walking, and doing the different physical activities of existing. The amount of Oxygen […]



International collaboration starts a mobile phone powered Micro-Savings pilot in Sri Lanka

March 23, 2011 By Tushar Belwal, Product Manager What is the next logical step for banks once they have created and deployed a micro-credit service? The simple answer: Micro-Savings Micro-savings basically mean low denomination deposits (less than $10) made at higher frequencies as compared to a systematic savings plan that may require a monthly/quarterly/yearly deposit. […]



Leveraging Telecom Retail Penetration for Mcommerce

February 15, 2011 By Surajit Bhattacharjee Mobile Commerce is the buzzword in both telecom and the banking sector across the Globe. There are more than 50 platform vendors claiming they are ready with a solution that can enable all kind of financial services for the mobile subscriber from Bank account enquiry services to micro payments, […]



Utiba Announces International Remittance Clearinghouse Service

Utiba Announces International Remittance Clearinghouse Service Mobile to Mobile Remittances to Revolutionize and Expand Market Singapore, Feb 11, 2011:- Utiba Pte Ltd, a pioneer and global leader in mobile financial transaction software, launched today a new initiative targeting the international mobile remittances market. The new initiative offers a neutral corridor routing and currency exchange clearinghouse […]



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mComm Tutorial
What is a mobile wallet, and how does it work?

The mobile wallet lies at the heart of a mobile commerce ecosystem. It is an electronic cash repository that can be used to purchase goods and services. All users in the ecosystem are identified by their unique wallets, and all transactions are conducted using these wallets. An ideal wallet based system should be able to […]