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2011- The Beginning- Mobile Commerce In India

January 7, 2011 By Abhishek Bhalla, Senior Vice President, SAARC For years now the global Mobile Payments/ Commerce industry has kept a keen eye on the developments taking place in the Mobile Payments sphere in India. The need for low cost financial instrument coupled with rapid growth of mobile penetration lends to the prospect of [...]



Mobile Commerce – Social Currency and Technology: Changing Mankind

December 13, 2010 by Deepak Sachdeva, Director Sales, Middle East The Mobile Commerce space has been an exciting and enriching domain, with lots of new and ‘wanting’ to be players coming into forray in recent times. Now, the industry is paying close attention to this new field of communications, which offers utmost ease and convenience, [...]



SMS & USSD, How Insecure is it?

November 26th, 2010 By Raffy Nieto Mobile Commerce over the last few years has taken a big leap. Through existing phone services that mobile operators offer, subscribers now have an alternative in executing electronic payment transactions utilizing their mobile phones versus the traditional use of ATMs, credit cards, POS devices, etc. Such technology has also [...]



Mobile Banking: Mantra for success, profitability and sustainability: Budget Banking

November 9, 2010 By Deepak Sachdeva, Director of Sales, Middle East Writing this blog sitting in the 2nd Annual Islamic Banking Conference in Dubai, UAE gives me a chance to pen down my learnings – afresh and intact. The conference saw participants from Banking Industry, Veterans & Speakers who spoke on everything about the Concept [...]



Mobile Commerce Strategy – Revolution or Evolution

October 19, 2010 By Farhad Mahdan, Director Sales, Europe Should your mobile commerce strategy be “revolutionary” or “evolutionary”? One of the definitions of “Revolution” is: “a sudden, complete or marked change in something”. On the other hand the definition for “Evolution” is: “a process of gradual, peaceful, progressive change or development”. We at Utiba realise [...]



Launching the New Look Utiba’s Site and Blog

October 7th, 2010 By Justin Ho and Richard Matotek Welcome to a new look, Utiba’s new business site and blog. We have decided to create this blog to share, communicate our experiences, thoughts and latest in the field of the mobile commerce and at Utiba. Utiba since 2001 has come a long way and today [...]



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mComm Tutorial
What are the different business models in mobile commerce?

Mobile eco-system brings together the banking and the telecom service provider. There are three types of business models for Mobile Commerce Bank led model – If a bank owns the mobile commerce service, the nature of the service can be envisioned as an extension of its Internet services to the mobile phone. Though this model [...]