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Utiba, through its affiliate Utiba Americas, offers the robust and flexible Utiba Mobility mobile financial services platform as a Software as a Service (SaaS) in the Americas and the Caribbean region.

Utiba Americas provides customers with the comprehensive, integrated Utiba platform, capable of offering a full suite of wholesale, retail, pre-paid and post-paid services, on a per transaction or revenue share basis. This allows customers to lower their initial capital expenditures and ongoing operational expenses, and to concentrate their efforts and capital on creating a compelling value proposition, integrating players into the mobile commerce ecosystem, and building out the agent, or cash in/ cash out, network.

End User Services
- Top Up (electronic recharge)
- Person to Person Value Transfer
- Loyalty and Retention Point Systems
- International & Domestic Money Remittance
- Microfinance and Microloans
- Mobile Merchant (bill payment/ credit card processing)
- Mobile Collection Logistics
- Mobile Recharge of Prepaid Services (Utilities, etc.)

Client Services
- 99.999% Availability
- 24/7 Monitoring
- Levels 1, 2, & 3 Support
- Detailed Billing Reports

mComm Tutorial
How are international remittances done over the mobile phone?

In 2008, according to World Bank estimates, migrant workers in developed countries transferred funds amounting to USD 400 billion back home to their friends and families. An equal if not larger amount is believed to have changed hands via unauthorized remittance channels like Hawala or Hundi systems. The sheer size of the market creates opportunities […]