Management Profile

Richard Matotek
Co – CEO and Founder of Utiba Pte Ltd.

Richard possesses over 17 years of experience in the telecommunications market. A serial entrepreneur, Richard has created and run several successful businesses prior to Utiba. Richard was a founding shareholder in Unidial Australia, a prepaid services provider, where he developed prepaid calling card application software and provided the switching platform.Richard also helped to found Total Tel International, a vertically integrated Prepaid Services company, which specialized in supplying prepaid solutions and services to tier 2 and tier 3 telecommunications carriers internationally.

Justin Ho
Co – CEO and Founder of Utiba Pte Ltd.

Justin brings more than two decades of experience in the technology and finance domains. Prior to founding Utiba, Justin was associated with NCR Corporation, the global market share leader in banking ATMs, retail self-service checkout, and airline and health care self-service check-in kiosks. NCR is known for leading businesses around the globe to the next generation of customer interactions.

Justin holds a Bachelor’s degree in Mechanical Engineering from Melbourne University. On personal front, Justin nurtures a passion for golf and loves to spend hours on the golf course.

Henryk Dabrowski
CEO, Utiba Americas

Henryk contributes more than 25 years of experience in the IT and telecommunications industries, and a history of successfully founding, growing and selling multiple businesses in the systems integration, computer and IP telephony sectors in North and South America.

Since 2008 Henryk has been an avid proponent of the future of mobile financial services, and in particular, the Utiba solution. This enthusiasm culminated with a joint venture between Utiba and Alternet Systems (OTCQB: ALYI), a publicly traded investment and operating company where Henryk serves as CEO.

Roy Kannan
EVP, MFS SBU Services

Roy Kannan leads the large MFS SBU services team responsible for solution architecture, construction, delivery, installation, implementation, and end-to-end project management.
Roy has over 30 years of experience in a variety of managerial and leadership roles in the IT industry as both vendor and customer. His vendor experience includes organizations such as Patni Computers, Mastek, Digital Equipment and Compaq. Previously he was CIO at Chartered Semiconductor and Indosat. In 2007, as CIO of Indosat , the second largest mobile operator in Indonesia, he successfully oversaw the implementation of Utiba’s Mobility solution for prepaid airtime topup.

Jesus Luzardo
EVP, Sales

Jesus Luzardo joined the Utiba Americas Joint Venture one year ago, as Vice President of Sales, where he has been instrumental in driving accelerated growth and market traction from the firm’s presence in Latin America.
Jesus has over 23 years of international sales, operations and leadership experience with global Fortune 100 companies. He spent 15 years with Motorola Inc. in a variety of sales and operational leadership roles across the Americas, Europe, Middle East and Africa regions in the wireless infrastructure and professional services business units. More recently, before joining Utiba Americas, he was the Chief Commercial Officer for LIME (Cable and Wireless Caribbean), where he was accountable for all of the commercial activities of the multi-service telco across the Caribbean.
He holds a degree in electrical engineering with a specialization in telecommunications and electronics, an MBA, and has completed Executive Education programs at the Kellogg School of Management (Chicago, USA) and IESE, University of Navarra in Barcelona Spain.

Amitabh Khanna

Amitabh Khanna has over 30 years of experience in a variety of managerial and leadership roles in accounting, with an impressive international career spanning firms including Nortel Networks, BT, Tata Communications and Sabafon. Most recently, he led control and governance for the $12 billion Sovereign Wealth Fund of Oman.
Amitabh’s career includes significant experience in finance roles in emerging markets, financial planning and analysis, board reporting, compliance, risk management and corporate governance. He is a qualified Chartered Accountant and holds a Bachelor of Commerce (Honours) and an MBA from IMD.

Jason Grant

Dr. Jason Grant holds joint offices as CIO and CTO at Utiba, where he has worked in both technical and leadership roles since 2007. In an 18 year career in the IT sector, he served as Chief Architect of Agentis Software, the commercial incarnation of the Australian Artificial Intelligence Institute and was responsible for the design of an agent-based programming paradigm for use by customers such as DHL. He was formerly a software architect at IBM GSA, and technical lead at Telstra and NEC Australia.
Jason has an academic background, holding a Bachelors Degree in Applied Science, with a double major in Physics and Computer Science, and a PhD in Physics from Monash University. He was an honorary fellow during tenure with blue chip firms in the IT sector. He was awarded the Queen Elizabeth II Silver Jubilee Trust for Young Australians and was Monash University’s nominee for the Bragg Medal for the best PhD in Australia. Jason lectured in modern physics, has a publication history in eminent physics journals and textbooks, examined post-graduate dissertations, and written software used in global nuclear reactor and high-energy particle accelerator facilities.

Abhishek Bhalla
Regional Director SAARC

Abhishek Bhalla was promoted to managing SAARC regional operations for Utiba after having led the regions’ sales initiatives and been Group Account Manager for key global group accounts like Orascom and Tigo (Millicom International group). Prior to joining Utiba, Abhishek worked for Comviva (Bharti Telesoft) in a variety of strategic sales positions, for which he received multiple awards and other internal recognition. Abhishek holds a graduate degree in Economics from Delhi University and is an avid sportsman.

mComm Tutorial
How does mobile commerce help financial inclusion?

Vast majority of people in the village do not have access to withdraw or deposit money easily. It is these people that have to be touched and given an access to financial services. Mobile phones today outnumber bank ATM machines and bank branches. It is one such eco-system that encompasses almost everyone today. The eco-system […]