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U:Trust revolutionises mCommerce in emerging economies. Primarily
targeted at consumers who do not have bank accounts, operator
and banks can leverage U:Trust as a new and simple way to make
the mobile phone a transaction gateway. |
U:Trust allows consumer to put cash into their wallets and get
cash out of wallets using a highly divers and expansive distribution
network. Subscribers can use U:Trust to transfer value to another
person and to pay for goods and services.
U:Trust is predicated n a three party model and the subscriber base.
The three parties include the Operator, Banks and Merchants. The
eco-system requires critical mass in order for mCommerce to thrive
Merchants are linked in as new agents. They can be used as points
to buy U:Trust or redeem U:Trust. They can also accept U:Trust as
a payment instrument
Banks are not threatened by U:Trust. Banks can be used as points
to buy U:Trust or redeem U:Trust and generate transaction fees in
the process.
A key aspect of U:Trust is the ability to transfer Cash from one
subscriber to another. This can be done using a variety of interfaces
including SMS, Java, Sim Tool Kit (STK), Web and USSD
U:Trust is based on the Service Delivery platform which is Utiba's
proven architecture used in live commercial operations with millions
of subscribers and hundreds of TPS. Clients can be confident that
the U:Trust solution can meet targeted transaction rates.
Clients can embark on a phased implementation, expanding the functionality
and capacity to meet resultant U:Trust growth. We use Industry standards
including Linux, XML, Soap, Java, Solaris, Oracle and Sybase.
The Service Delivery Platform supports common Operator and Banking
Standards. Our rapid development environment allows customised interfaces
required for proprietary elements within the network to be developed
quickly. Today the Service Delivery Platform Supports CIMD2, UCP,
SMPP3.3, SMPP3.4, Nokia OPCI, Siemens IN, Total Tel Service Node,
ISO8583, XML and SOAP interfaces.
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